You could be eligible for monetary compensation to cover the following damages: Your attorney will want to determine potential at-fault parties by conducting an investigation into various aspects of your accident. This may include reviewing the driver’s log books and finding out about his or her employment history with the company. If you want to hire the best lorry accident claims in Manchester visit United Solicitors.
The driver
The driver of the truck that caused your accident should have insurance to cover any damages resulting from his or her actions. However, there are many factors that could cause an insurer to deny your claim, even if their policyholder was at fault. These include whether the driver is an independent contractor or employee, the company’s level of control over the driver’s actions, any previous accidents involving that driver, and any history of drug use and driving violations. A skilled attorney can find out more about these factors and use them to fight for your compensation.
Another option is to file a third-party claim against the at-fault driver’s insurance company. However, this is only a possibility if one of the following situations applies:
- You are a member of their household.
- You are listed as a covered driver on their insurance policy.
- They expressly permitted you to drive their vehicle. If you choose to do this, it’s important to know that filing a liability claim against your friend’s insurance policy can cause their premiums to increase.
If the insurance company refuses to pay your claim, they must provide you with a written explanation of their decision. This can take some time, but it’s worth the wait if it means getting the money you need to cover your medical bills and repair your vehicle.
The owner
If the truck driver who caused your accident was on the job at the time of the collision, his or her employer could be liable to pay damages. For example, if the truck driver had failed multiple drug tests and the company knew about it but still sent him out on the road anyway, your attorney may be able to seek punitive damages. The same goes for moving trucks like U-Haul that are sometimes used to move furniture around the City.
The company
In some cases, the trucking company that employs a driver can be held liable. This is especially true if the driver breached safety regulations that resulted in your accident. For example, if the trucking company knew that their driver was on drugs and did not take any action, this could be grounds for a lawsuit. You may also hold a company liable if it loaded, shipped or serviced the truck involved in your crash. For instance, if the truck was loaded by a warehouse company that did not follow proper loading procedures, they could be held liable. Your lawyer can investigate these details as part of your claim.
The passengers
When a passenger sustains injuries in an accident, they can claim compensation from many different sources. Passengers can sue the driver, the company, and even the vehicle manufacturer if a manufacturer’s fault was to blame for the accident. The passenger can also seek compensation through their PIP and/or MedPay coverage if they have it.
In some cases, a passenger may decide to file an insurance claim with both the driver’s and the employer’s insurance provider. This is generally done when both drivers share liability for the accident. The jury will then apportion the blame between them, and the passenger will receive compensation from both drivers’ policies.
If the driver of the work truck is a friend, the passenger may be hesitant to file a liability claim against them. This is because filing a claim against a friend can result in their insurance rates rising. However, if they don’t have the resources to pay for their losses, it may make sense to file through the friend’s insurance policy.
Visit Website: https://www.united-solicitors.co.uk/road-traffic-accident-claims
In cases where a driver is involved in an accident with a friend, it is important to consult a lawyer about how to proceed. They will be able to help the victim determine which insurer to file with, and how much of the claim should be filed with each one.
